Business, Commercial and Industrial Insurance
Asset Capital Insurance Services specializes in products specifically tailored to the needs of business, commercial and industrial enterprises.

Churches and Not for Profits
These sectors’ special requirements are addressed from a Risk Management perspective. Asset Capital Insurance will help you identify the areas of risk and prepare recommendations to help you prepare and minimize the risk. Coverage may include Commercial General Liability; Directors’ and Officers’ Insurance; Errors & Omissions; Non Owned Automobile; Special Event Liability; Property Coverage etc.

Commercial Carriers
We represent one of the top commercial insurance carriers in Canada, allowing us to offer your business the most comprehensive insurance coverage at the most competitive premium in the marketplace.

Construction
From home builders and renovation trades to the larger commercial contractors, Asset Capital insurance will respond to the needs of the construction marketplace. Examples of some of the products offered for this market include complete Property and Liability Insurance, Course of Construction, Wrap-Up Project Builders Risk Insurance, Contract Bonding Facilities, Heavy Equipment, In-Transit Coverage etc.

Equipment Insurance
If your business depends on equipment that you've leased or purchased, it's a smart move to make sure you have adequate business equipment insurance. Damage to your machinery and equipment can result from numerous sources, including mechanical breakdown, electrical current, and arcing. Theft can also be an issue. When equipment breaks down or is stolen, it's a double whammy. You not only have the costs of repairing or replacing the equipment, you also may find that you lose business income because the equipment is not available. As such, it pays to make sure you have the proper business equipment insurance coverage.

Companies that lease equipment are especially vulnerable. Many small business owners rely on expensive leased equipment but do not have enough leased equipment insurance to cover a total loss scenario. If they are underinsured, they could be facing a very expensive payment to the leasing companies. In the event of destruction of the property, many equipment leases require the lessee to replace the damaged equipment or to pay off the balance of the lease. Imagine a scenario where you lease a $100,000 piece of equipment and it's destroyed the day after you lease it. Suddenly you've got a $100,000 liability to the leasing company!

Manufacturing / Warehouse
Comprehensive assessment of "risk" exposures are performed in conjunction with managers and management. Coverage is available for all Real Property, Business Income Loss, Transportation, Product Liability, Umbrella Liability, and all other exposures associated with Manufacturing / Warehousing.

Office / Professional / Real Estate / Property Management
Unique insurance products designed to cover not only physical property, but also to re-create valuable customer files, computer breakdown, Commercial General Liability and provide protection against errors and omissions and exposures.

Oilfield Services and Consultants
The many varied types of Consultants and business operations involved in the Oil Patch can be provided with specialized insurance coverage.

Retail / Distribution
Asset Capital Insurance represents Insurers who are leaders in providing custom tailored packages for retailing and/or distributing clients.

Transportation
Whether you are a single owner / operator or have a fleet of transportation units, Asset Capital Insurance can provide coverage for your auto exposures on either a short or long-haul basis.