Homeowner's insurance: Protect your home and assets
Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people.
Homeowners insurance is available as a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Damage caused by most disasters is covered but there are exceptions. Maintenance-related problems are the homeowners' responsibility.
Is there a "one size fits all" policy*?
Unfortunately no. Each insurer has its own package offerings, so it is important for a homeowner to be informed of the perils covered, coverage and exclusions in their policy. This class of insurance usually covers Homeowner's, Condominium, Tenant's, & Mobile Home
For a quote
call 1 (866) 992 - 7738
Click here to request a quote via email.
Essentially a standard homeowners insurance policy includes four main types of coverage. They include:
- Coverage for the structure of your home.
- Coverage for your personal belongings.
- Liability protection.
- Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster
Free home inventory software for your safekeeping:
*simple outline of coverage is represented here. Coverages outlined are subject to the terms, provisions, and conditions of the policy |
